Get a fair cash offer in 24 hours. Close before your auction date. No bank approval needed.
Tap to call · Available 24/7
Homes Purchased
Google Rated
Offer Turnaround
Fastest Closing
Family-Owned Since
Yes — often you can, if you act before the sale actually happens. Massachusetts is a non-judicial foreclosure state, so the lender never files a court case and the process moves faster than most people expect. But you still own the house right up until the auction, which means anything that pays off the loan before that date ends the foreclosure. Here is the part almost nobody tells you: by law the auction cannot happen until the sale notice has run in a newspaper once a week for three straight weeks, with the first ad no less than 21 days before the sale date. So even after you see your auction advertised, you usually still have about three weeks left to work with — and our fastest close is 7 days.
A missed payment or two doesn’t have to end at an auction. If the letters from the bank are piling up, a sale date is looming, or you just can’t catch up, a cash sale can stop the process and put money in your pocket before the foreclosure goes through. We buy houses in foreclosure across Massachusetts — from Worcester and Springfield to Brockton, Fall River, and New Bedford — as-is, with no repairs, no agent, and no waiting on bank approval.
No fees. No repairs. No bank approval needed. We can often close before your auction date and hand you a clean walk-away.
A quick call or the form below. No need to fix or clean a thing first.
A no-obligation, as-is offer with the math laid out so it’s clear.
We work with your lender’s timeline and can often close before the sale date.
Closing before the auction can help you avoid a completed foreclosure on your credit, sidestep a possible deficiency balance, and keep the sale private instead of public. You walk away with any equity you’ve built — instead of losing it to the bank.
Massachusetts is a non-judicial state — no court case, no judge. Here is what actually happens, and roughly how long each part takes.
One missed payment does not start a foreclosure. The clock starts when the lender sends formal notice.
Typically 90 days to catch up — some notices run 150. You get this right once in any five-year period. Paying the past-due amount here ends it.
The lender demands the entire loan balance, not just what you missed. This is where catching up stops being realistic for most people.
Mailed to you by registered mail at least 14 days before the sale, and published in a newspaper once a week for three straight weeks — the first ad at least 21 days before the auction date.
The sale happens. Until it does, the house is still yours — and a closing that pays off the loan still stops it.
Add it up: the cure period alone is about three months, and the sale notice adds at least three more weeks on top. This usually runs several months, not several weeks — and even that last stretch is wide enough for a 7-day close.
Right up to the moment of sale, paying off the mortgage stops the auction — and that payoff can come from selling the house. Even days out, a signed cash contract with a real closing date gives your attorney something concrete to bring to the lender, and lenders often postpone an auction when a payoff is clearly on the way (they don’t have to, which is why speed matters). We’ve closed in as little as 7 days. If your auction date is close, call 617-749-2973 today — the difference between weeks out and days out is the number of options left.
Selling is one option. It is not always the right one. Here is the honest list.
When we are not the right answer. If you can afford the house going forward and just need to catch up, do not sell it — reinstate, or ask your servicer about a modification. If you have real equity and more than a couple of months of runway, listing with a good agent will usually net you more than we can pay. We are the right call when the clock is short, the house needs work you cannot fund, or you have already decided you are done with it. We will tell you which one you are on the first call.
Foreclosure timelines move fast once they start. The earlier you call, the more time we have to close before your auction date — and the more choices you have.
Every situation is different. We buy houses — we’re not attorneys or housing counselors, and nothing here is legal advice. We’ll always suggest you talk to your lender or a HUD-approved counselor about all your options.
OUR PROCESS
Selling a house should be simple. Here’s how it goes — start to finish.
Fill out the form or call us. Takes 2 minutes.
Fair, no-obligation offer within 24 hours.
Close in 7 days, 60 days, or anywhere in between.
Cash wired to your account. Walk away with money in hand.
The kind of as-is home we buy across Massachusetts when owners need to sell before a foreclosure auction — no repairs, no fees, closed on a fast timeline.
COMPARE YOUR OPTIONS
Same house. Three ways to sell. Here’s what each one costs you.
| Premier Fort | Listing with a Realtor | FSBO (Selling Yourself) | |
|---|---|---|---|
| Commissions | $0 | 5–6% of sale price5–6% | $0 (you market it)$0 |
| Repairs needed | None | Often requiredOften | Usually requiredUsually |
| Closing timeline | 7–60 days | 45–90+ days | 60–120+ days |
| Showings | None | 10–25 typical10–25 | Many |
| Closing costs | We pay | You pay | You pay |
| Financing falls through? | Never (we pay cash)Never | Common | Common |
| Certainty of close | 100% | Depends on buyer's loanDepends | Depends on buyer's loanDepends |
If speed and certainty matter more than top dollar, we’re the right call. If you have the time and the house is move-in ready, a realtor might net you more. We’ll tell you honestly which one fits your situation.
A fair cash offer, as-is, with no obligation — and we can often close before your sale date.
Get My Cash OfferMeet the Brothers
We’re the St. Fort brothers, born and raised in Massachusetts. Jordan and Joshua started Premier Fort Properties in 2018, and our brother Jacob works right beside us. One goal: help owners who need to sell fast get a fair cash offer — any condition, on your timeline.
Jordan & Joshua, Co-Founders · Jacob, Acquisitions Manager
These reviews update automatically. View all reviews on Google →
Yes. In Massachusetts you can sell at any point before the foreclosure auction is completed. Once we agree on a price, a cash sale pays off the loan and stops the foreclosure — and you keep any equity that’s left after the payoff.
The fastest route is a payoff before the sale date, and that payoff can come from selling the house. Even days out, a signed cash contract with a real closing date gives your attorney something concrete to bring to the lender, and lenders often postpone a sale when a payoff is clearly on the way — though they are not required to. If your auction is within 7 business days, the Massachusetts Division of Banks (617-956-1501) will also ask your lender for a 60-day delay; that is limited to first-time requests on a primary residence and it is not guaranteed. We have closed in as little as 7 days. Call 617-749-2973.
Non-judicial. Your lender uses the power of sale written into the mortgage and does not have to file a court case to foreclose. That is why Massachusetts timelines move faster than people expect, and why the notice deadlines are the thing to watch.
The notice of sale has to run in a newspaper once a week for three successive weeks, and the first ad has to appear no less than 21 days before the sale date. You also get a notice mailed by registered mail at least 14 days before the sale. So if you have just seen your auction in the paper, you usually still have about three weeks to work with.
Sometimes. Lenders can and do postpone a sale, most often when a payoff or an approved workout is clearly on the way. If your auction is within 7 business days, the Massachusetts Division of Banks (617-956-1501) will request a 60-day postponement on your behalf — first-time requests only, primary residence only, and the lender does not have to agree. Treat it as a bonus, not a plan.
Longer than most people fear. You typically get a 90-day right-to-cure notice first — some notices run 150 days — and then the sale itself needs a notice mailed to you at least 14 days out, plus three straight weeks of newspaper publication with the first ad no less than 21 days before the auction. That usually adds up to several months, not several weeks. The earlier you act, the more options you have.
Generally, yes. Selling before the foreclosure completes avoids a completed foreclosure on your report, which can stay there about seven years and drop your score by 100 or more points. A sale closes the loan out instead.
We can still help. In some cases we work with your lender on a short sale, where they accept the sale proceeds as full payoff. Either way, we’ll be straight with you about the numbers before you decide anything.
Often, yes. Once we agree on a price we can close in as little as a week or two, which is frequently enough to beat a scheduled sale date. The sooner you reach out, the more room we have to work.
No fees. There are no commissions and no repair costs, and we pay all standard closing costs — the offer you accept is what you walk away with. And it’s private: no listing, no yard sign, no parade of showings.
Tell us about your property. We’ll get back to you within 24 hours.
Available 24/7 · Massachusetts & Rhode Island